🔒 Private by design. Everything stays in this browser on your device. Nothing is uploaded anywhere.
✍️ Add a transaction
Type income (salary, side hustle, business) or a spend by hand. Or import a CSV above.
📊 Spending analysis
Where your money goes — grouped by area and ranked by size, for the Month / Date range chosen above.
🗓️ Plan this month's spending
Enter what you know you'll need to spend — including new costs that aren't in your statement yet. This is your intention, kept separate from what actually happened.
🧭 Where your money went
Auto-sorted by category. Click a category chip on any row to re-file it — Cash Compass remembers the rule.
🚦 Budget limits & alerts
Set a monthly limit per category. You'll be flagged when you cross 80% (warning) or go over (alert).
🐷 Savings
Money you've actually moved to savings — picked up from your transactions — plus the goals you're saving toward. Uses the Month / Date range chosen above.
💷 Saved in this view (from your transactions)
🎯 Your savings goals
🧾 Bills
Everything you pay on a schedule — utilities, subscriptions, rent, and debt payments. Detected from your statement, expenses and debts, or add your own. Mark each paid or unpaid.
| Bill | Amount | Due | Source | Status |
|---|
🏦 Debts & repayments
Money you owe — loans, cooperative, credit, "buy now pay later". Add interest and a repayment plan, and Cash Compass tracks the schedule, balance, and what's due next.
| Owed to / for | Repayable | Repaid | Balance | Next due | Status |
|---|
📋 All transactions
0 in view
| Date | Description | Category | Amount |
|---|